Interesting, in the US credit cards have much stronger protections and essentially any fraud is fairly trivial to get a charge back for in my experience (mercha

Interesting, in the US credit cards have much stronger protections and essentially any fraud is fairly trivial to get a charge back for in my experience (merchant eats the cost) without any impact on you. With debit cards fraud will drain your bank account instantly so there's less incentive for anyone to fix it (it's not their money in limbo). I also believe, but may be wrong, that up to fairly recently there were also stronger legal protections on credit card fraud versus debit card fraud.