I create two lists: needs and wants. I prioritise them as such: 1 = no harm if not done; 2 = annoying if not done; 3 = disappoint someone if not done; 4 = fina

I create two lists: needs and wants. I prioritise them as such: 1 = no harm if not done; 2 = annoying if not done; 3 = disappoint someone if not done; 4 = financial or emotional harm if not done; 5 = financial and emotional harm if not done. This is applied to both sets of items on each type of list. Now I know what I NEED to do above all else, and then I can get to what I WANT to do later.