"Cash for Clunkers" took a lot of wind out of this particular sail. It crippled the used car market for years, and propped the door wide open for predatory "bu

"Cash for Clunkers" took a lot of wind out of this particular sail. It crippled the used car market for years, and propped the door wide open for predatory "buy here pay here" auto sellers. Nevertheless, I haven't had a car payment for so long that I can't remember the last time I paid one. Trips to the mechanic are frequent and costly, but at least I'm not uselessly paying interest. I'm surprised Ramsey can have a successful national brand saying little more than infinite variations on "spend less than you earn", but there he is, and I guess some people need to hear it like that.