I live in a country where $300 is the average monthly wage. Is paying 1/12th of your total annual income just to get 4 services worth it? That would be, what?

I live in a country where $300 is the average monthly wage. Is paying 1/12th of your total annual income just to get 4 services worth it? That would be, what?, like you paying $10,000 a year for those services?