In my experience, it's worth it if you can get it at a good price e.g. through a good employee benefit plan. Especially for a family with a couple of kids, thin

In my experience, it's worth it if you can get it at a good price e.g. through a good employee benefit plan. Especially for a family with a couple of kids, think about paying out-of-pocket for 8 to 10 cleanings a year, plus cavities, the occasional broken tooth, etc. Regular dental care is actually pretty important, as untreated tooth decay can cause a number of other health problems.