>It’s not likely all their customers default at once, so the risk is lower then most instruments. I mean I would question this. Of course that's true in a good

>It’s not likely all their customers default at once, so the risk is lower then most instruments. I mean I would question this. Of course that's true in a good economy but it's not true at all in a bad economy. To invest in this I think you need to ask what actually happens if there is a downturn.