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Two relatives of mine died recently, one had arranged his own funeral, the other did not. TL;DR: If you want to make less stress for your loved ones, you'll pl

Two relatives of mine died recently, one had arranged his own funeral, the other did not. TL;DR: If you want to make less stress for your loved ones, you'll plan your funeral yourself. Also I remember seeing a post on HN a while back about water cremation. I thought it was interesting. * Leaving Earth the Greenest Way Possible: Water Cremation - YouTube || https://www.youtube.com/watch?v=7Le7rLbkFe4 https://www.youtube.com/watch?v=7Le7rLbkFe4

e40 9y ago
Can you arrange but not pay for it? I'd be worried about paying for something that is never used (because of unforeseen circumstances).
- thesandlord 9y ago
  Never used? Like if you somehow gain immortality or something (which is totally plausible)? I feel in that case money is the least of your problems. (apologies if I misunderstood the question)
  - arbie 9y ago
    There may not always be a body to bury or cremate.
  - pilom 9y ago
    I think they meant what if your body is lost at sea, or blown up, or burned in a fire, etc.
- w8rbt 9y ago
  You can do that. IMO, the best approach is to just buy a 15K to 25K life insurance policy. If you are young and healthy, it'll only cost 10 dollars a month (maybe less) and the nice thing about those is that you/your beneficiary gets the money at death (tax free in most cases) and the funds can be used for other things beside final burial expenses. Be careful of some of the plans sold by funeral homes. They may be the beneficiary and you may not be able to move your plans to another funeral home or use left over funds for anything else, etc.
  - MandieD 9y ago
    Something for your life insurance beneficiary to watch out for is a funeral director suggesting that they let the funeral home deal with getting the proceeds of that life insurance policy... for a "modest" fee.
- flukus 9y ago
  I don't know about arrange, but lately my parents circle of friends has been "arranging payment without paying" by giving their kids the funeral money to go into a home loan offset account. So basically they save interest payments and have the cash on hand when needed.

e40 9y ago

Can you arrange but not pay for it? I'd be worried about paying for something that is never used (because of unforeseen circumstances).

thesandlord 9y ago
Never used? Like if you somehow gain immortality or something (which is totally plausible)? I feel in that case money is the least of your problems. (apologies if I misunderstood the question)
- arbie 9y ago
  There may not always be a body to bury or cremate.
- pilom 9y ago
  I think they meant what if your body is lost at sea, or blown up, or burned in a fire, etc.
w8rbt 9y ago
You can do that. IMO, the best approach is to just buy a 15K to 25K life insurance policy. If you are young and healthy, it'll only cost 10 dollars a month (maybe less) and the nice thing about those is that you/your beneficiary gets the money at death (tax free in most cases) and the funds can be used for other things beside final burial expenses. Be careful of some of the plans sold by funeral homes. They may be the beneficiary and you may not be able to move your plans to another funeral home or use left over funds for anything else, etc.
- MandieD 9y ago
  Something for your life insurance beneficiary to watch out for is a funeral director suggesting that they let the funeral home deal with getting the proceeds of that life insurance policy... for a "modest" fee.
flukus 9y ago
I don't know about arrange, but lately my parents circle of friends has been "arranging payment without paying" by giving their kids the funeral money to go into a home loan offset account. So basically they save interest payments and have the cash on hand when needed.