I'd personally much rather pay higher fees when there is a high network volume than constantly paying fees for the privilege of using an ATM, or servicing my on

I'd personally much rather pay higher fees when there is a high network volume than constantly paying fees for the privilege of using an ATM, or servicing my online account, or processing a wire transfer, or reissuing me a debit card or checkbook, etc. For merchants, fees are outrageous indefinitely. Here are a few recent articles on millenial interest in crypto [1] [2]. [1] https://www.finder.com/why-people-arent-buying-cryptocurrency https://www.finder.com/why-people-arent-buying-cryptocurrenc... [2] https://www.marketwatch.com/story/millennials-are-afraid-stocks-are-too-risky-so-theyre-investing-in-bitcoin-2018-02-06 https://www.marketwatch.com/story/millennials-are-afraid-sto...