you can opt out to a degree. you can freeze your credit making most queries impossible. i’ve paid deposits for utilities and cell service rather than unfreeze

you can opt out to a degree. you can freeze your credit making most queries impossible. i’ve paid deposits for utilities and cell service rather than unfreeze my credit. the opt out aspect isn’t perfect of course since id thieves can still steal the data, but with frozen credit at least it’s harder for them to use for critical purposes.