Yes, adding the public portion into it is like adding insult to injury, but the majority of the burden of housing expense goes into private coffers. To use you

Yes, adding the public portion into it is like adding insult to injury, but the majority of the burden of housing expense goes into private coffers. To use your language I think we're primarily some other kind of donkey, enriching an obnoxious property-owning overclass that we can't afford to support.