One of our banking partners does charge a $25 maintenance fee, waived under a few conditions (including a balance in roughly the range that you quote). We try t

One of our banking partners does charge a $25 maintenance fee, waived under a few conditions (including a balance in roughly the range that you quote). We try to be pretty up-front about this; CTRL-F "Ongoing Costs" on https://stripe.com/atlas https://stripe.com/atlas We try to work with banking partners to put together an offering which works for the broadest selection of users, across geographies, business models, and personal circumstances. This is a perpetual work-in-progress.