So..you're telling me their not holding onto his 600,000 euros and that the credit card companies are? At some point though, the money ends up in PayPayl's coff

So..you're telling me their not holding onto his 600,000 euros and that the credit card companies are? At some point though, the money ends up in PayPayl's coffers and it's in their interest/profit motive to hold onto it for as long as possible and accrue interest.