What do you do if the neighborhood or market changes and you really can't sell your house after a year? > Paying down my mortgage is just a bit more expensive

What do you do if the neighborhood or market changes and you really can't sell your house after a year? > Paying down my mortgage is just a bit more expensive than renting my apartment was. That might depend on where you are and other factors. > Why is a mortgage strictly worse for living off of savings? Maybe it's not and people are just hedging their bets?