My understanding is that lost and stolen cards are a very small portion of fraud compared to industrial scale skimming, cloning, hacking operations. Lost stole

My understanding is that lost and stolen cards are a very small portion of fraud compared to industrial scale skimming, cloning, hacking operations. Lost stolen cards only account for 14% of fraud cases. [0] [0] https://www.nasdaq.com/article/credit-card-fraud-and-id-theft-statistics-cm520388 https://www.nasdaq.com/article/credit-card-fraud-and-id-thef...