4 ms·>...it is mostly the older generation that continue to use it. People always forget the homeless.by c12 9y ago>...it is mostly the older generation that continue to use it. People always forget the homeless.tjoff 9y agoWell, this is also something that is a much bigger problem in the US than in other rich countries.lozenge 9y agoIn developing countries even people with homes often don't have addresses. But they can have a bank account on their mobile phone, like M-PESA.