This is really about who's responsible if someone else uses your card. The point of chip-and-pin was to shift responsibility for card security to you. If your c

This is really about who's responsible if someone else uses your card. The point of chip-and-pin was to shift responsibility for card security to you. If your card is used in a chip-and-pin scenario it must be your fault for not keeping the pin secure. Nearly every chip-and-pin device has a CCTV camera pointed at it, so it's impossible for you to avoid someone seeing your pin.