Yes. My AU credit cards - both Amex and a local bank-issued one via Citibank(?) - allow me to change my PIN through my online account settings. I use my credit

Yes. My AU credit cards - both Amex and a local bank-issued one via Citibank(?) - allow me to change my PIN through my online account settings. I use my credit card exactly as I use my debit card - tap for paypass/paywave if under AUD$100, or tap/insert and enter a PIN for over $100.