Do you find any that only take check and have to be paid in a timely fashion (like in a line at a store) to complete a transaction? Last time I changed banks (

Do you find any that only take check and have to be paid in a timely fashion (like in a line at a store) to complete a transaction? Last time I changed banks (about 6 years ago) I decided to experiment and not order any checks. Every person I've encountered who needs a check will wait for them, so I just add them to bill pay and have the bank deal with printing and mailing them a check. So far I haven't run into a situation where I was cursing myself for not having actual physical checks.