I wouldn’t call it a cultural problem: there are many people in the US who really want contactless payments, and there is no group of voters or consumers campai

I wouldn’t call it a cultural problem: there are many people in the US who really want contactless payments, and there is no group of voters or consumers campaigning against them for “tradition’s sake” (or any reason). It seems like a legacy tech problem, held up by the same institutional forces that keep large financial systems in COBOL or FORTRAN.