On that note, also consider your daily transfer limit. Often times banks will set these limits unnecessarily high ($10K is common). Alerts are a good way to sp

On that note, also consider your daily transfer limit. Often times banks will set these limits unnecessarily high ($10K is common). Alerts are a good way to spot the fraud, but limits cap how much they can take in the mean time. Even if you will ultimately get refunded, it could take months of a slow investigation before that occurs. I have mine set to double the most we've ever spent in a single month, and I've only had to increase it once (vehicle downpayment).