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Actually, it's the other way around. The credit card company, and by extension the merchant, have to prove that's your scribble. Here's one way to think about
by lokedhs 9y ago
Actually, it's the other way around. The credit card company, and by extension the merchant, have to prove that's your scribble.
Here's one way to think about it. If it was the way you suggest then all an identity theif would have to do is to draw something on the dotted line and all of a sudden you're in a position where you have to prove your innocence.
- matte_black 9y agoThe merchant can pull up the cctv. A signature becomes more damning if a neutral third party witnessed you signing the document.
- supertrope 9y agoIt depends on how much money is at stake, what the alleged issue is, and what card network and network was used. Amex is infamous for almost always finding in favor of its cardholders, even more so than already cardholder biased CC isuers.