Yeah paying with savings/checking accounts they can take 3-5 business days. It may be faster but usually processes in that amount of time. If someone gives yo

Yeah paying with savings/checking accounts they can take 3-5 business days. It may be faster but usually processes in that amount of time. If someone gives you a check the other side can take 3-5 days before it can be pulled/reversed as well. Much of this is due to fraud protections but also to get cheaper transactions during ACH sweeps. You can setup ACH transfers that happen nightly but usually that is for something like regular payment that it is worth setting it up i.e. maybe direct deposit for a contracting job.