Okay, so just to explain the way this works in the UK - a cash advance shows up directly against the card and month it was taken. Credit scorers typically treat

Okay, so just to explain the way this works in the UK - a cash advance shows up directly against the card and month it was taken. Credit scorers typically treat it as a sign that you're living outside your means, and so it has a very serious effect on your ability to get credit. There are certain types of payment which are also classed as a cash advance and sometimes catch people out, such as to gambling sites.