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There's some kind of database called MIB that sells all your medical information like a credit report. I haven't figured out how to opt out of it or where exact
by delbel 9y ago
There's some kind of database called MIB that sells all your medical information like a credit report. I haven't figured out how to opt out of it or where exactly they get the data so I can opt out of it before they even send it. It's some kind of horrific atrocity. Please somebody expose this to everyone: https://www.mib.com/request_your_record.html https://www.mib.com/request_your_record.html
- Dayshine 9y ago>a member company cannot search MIB or report information to MIB without the applicant’s knowledge and authorization. Sounds like you consented...
- jcims 9y agoMaybe. It's up to the member company to obtain the consent and report as such to MIB. I just started shopping for term life insurance recently and have an application that was emailed to me by a local agent. It looks very much like this one (http://www.adkissoninsurance.com/forms/grangelifeapp.pdf http://www.adkissoninsurance.com/forms/grangelifeapp.pdf), EXCEPT someone has removed the Notice of Information Practices at the top Page 5 contains the authorization details. Here's what page 5 looks like on my application - https://imgur.com/a/zk9ZQ https://imgur.com/a/zk9ZQ (also Grange) This is from a top tier life insurance provider, who knows what kind of shenanigans are going on out in the wild. Edit: Just sent an email to my agent asking for a copy of that Notice of Information Practices doc, we'll see what happens lol.
- jcims 9y agoHave you applied for term life insurance in the last ten years? Based on what I'm reading in an application from Grange, you may be able to revoke any authorization through the insurance provider. It may nullify your policy though.