One the huuuugely under-appreciated benefits of Apple Pay is that it is immune to these retailer hacks. It never transmits your card number or name to the reta

One the huuuugely under-appreciated benefits of Apple Pay is that it is immune to these retailer hacks. It never transmits your card number or name to the retailer. Instead it uses a token (substitute number) that is tied to iPhone-based authentication. Even if stolen, it's useless. So I don't think we should give retailers a pass, but the bigger issue here is the whole PCI compliance architecture was a security nightmare to begin with. We should usher in modern methods like Apple and Samsung Pay ASAP that remove that retailer vulnerability altogether.