I think you are taking my response as in the context of Bitcoin. It's not. It was outlining the ways Venmo makes or seeks to make money. Some of which could

I think you are taking my response as in the context of Bitcoin. It's not. It was outlining the ways Venmo makes or seeks to make money. Some of which could be considered hidden costs to the user (e.g. transfer delays and the associated opportunity cost/time value of money). I did not mean to make an implication about crytpocurrencies one way or the other.