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In US, chip cards are activated on phone/web. A simple way to solve this issue is ask for a pin only for first use (provided at the time of activation). That w
by calvinbhai 9y ago
In US, chip cards are activated on phone/web.
A simple way to solve this issue is ask for a pin only for first use (provided at the time of activation). That way users will have to use pin only once, after which it can be used like a regular chip card.
Ideally, pin should be asked for each transaction. But I’m the land of the free, PIN is an outcast.
- criddell 9y agoI wouldn't be surprised if they thought of this then decided not to because the customer support cost of people that don't pay attention and try to use the card without the pin would be higher than the expected losses.
- furyg3 9y agoI don't understand how this can be implemented so badly. It's like someone looked at a European system, said "that Chip+PIN system sure looks great. What if we copied it, but then removed the security and increased the hassle."