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It's possible to change the PINs on your credit cards to the same value. Not much security decrease and greatly improves usability. I haven't tried it myself as
by supertrope 9y ago
It's possible to change the PINs on your credit cards to the same value. Not much security decrease and greatly improves usability. I haven't tried it myself as PIN credit is very rare in USA.
PIN does not mean you are automatically liable for fraud losses. Federal law caps credit card liability at $50. Most issuers eat that too with $0 liability to remain competitive.
- colejohnson66 9y ago> Federal law caps credit card liability at $50. I thought that was for debit cards? Or does it apply to both?
- supertrope 9y agohttps://www.consumer.ftc.gov/articles/0213-lost-or-stolen-credit-atm-and-debit-cards https://www.consumer.ftc.gov/articles/0213-lost-or-stolen-cr... There are also state laws that may go further in consumer protection. The card network may also have additional protections. Finally as I've mentioned the issuer often waives all fraud loss liability.