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Why even require a signature in that case, it's a waste of my time. I've literally wrote "blah blah" and seen the signature accepted notification. Signatures d
by paulie_a 9y ago
Why even require a signature in that case, it's a waste of my time. I've literally wrote "blah blah" and seen the signature accepted notification.
Signatures do absolutely nothing in that case so why bother?
- mikeash 9y agoI think they just make it harder for you to claim the transaction was fraudulent.
- paulie_a 9y agoI work in the credit card processing industry and can't even begin to comprehend how a fake signature would help. It wasn't a valid signature. Even when you attempt to make a legitimate signature on a screen it comes out incredibly poorly. The only legitimaticy is that "someone signed some form of letters/made a drawing of a penis". I can't see why that would ever prevent chargebacks
- supertrope 9y agoAs of this month (April 2018), the big four card networks have stopped requiring (USA) merchants to collect signatures if chip is used. They had already waived this documentation step for the ~80% of transactions below $50.
- mattnewton 9y agoIt’s security theature.
- jstarfish 9y agoThey're not doing on-the-spot signature analysis. You're just harming your own chances of getting a dispute resolved in your favor if you ever need to make one. When you have a documented history of legit signatures on file, signature difference is one of the factors that get considered in the event you file a dispute.