If someone want to burn all their personal money, so what? So basically: At least they will not be programming insecure things, even websites that leak million

If someone want to burn all their personal money, so what? So basically: At least they will not be programming insecure things, even websites that leak millions of records every week by "thinking they know programming". Too much double standard: "Lets make programming accessible so everyone can become code monkeys without clue, but do not touch my precious stock trading terms. We do not want anyone trying to get rich without a clue."