Alternatively, you save for years. My SO and I have lived in a smaller apartment for years to save a house down + backup. We have no inherited wealth; we came f

Alternatively, you save for years. My SO and I have lived in a smaller apartment for years to save a house down + backup. We have no inherited wealth; we came from a rural background. We could own in the countryside or suburbs. Both have shitty commutes, limit opportunity, and come with worse arrangements. Sticker price is lower, but TCO is higher outside the city. I'll take opportunity in the city; where I don't have to drive an hour.