The other replies to your question seem to focus on insurance coverage via credit cards. If you have a standard auto policy for a vehicle at home, you should a

The other replies to your question seem to focus on insurance coverage via credit cards. If you have a standard auto policy for a vehicle at home, you should also check whether it covers rentals. A lot of policies will cover you while driving "non-owned" vehicles for personal use with the same coverage limits/deductibles as your own vehicle.