Never had the hard sell, tbh, but I find the standard £1,000 excess a bit too much of a risk. Having rented a dozen or so times my only damage, thus far, has be

Never had the hard sell, tbh, but I find the standard £1,000 excess a bit too much of a risk. Having rented a dozen or so times my only damage, thus far, has been a scratch on the door which, likely, only cost £100 to fix? In theory then, I'd be better off taking the bigger risk but there is also Murphy's law to consider. Maybe I have been lucky but I've found them to be much better than the alternatives and a lot more laid back about stuff like fuel levels and return times.