I don't think she has realized that she cannot exit the system. If your entire FIRE plan depends on "save enough, withdraw 3-4% every year" because those are "h

I don't think she has realized that she cannot exit the system. If your entire FIRE plan depends on "save enough, withdraw 3-4% every year" because those are "historical market returns", she is essentially depending on capitalist, consumerist system to keep providing her those returns on her savings during the retirement. Even worse, she is going to be one of those "evil capitalists who don't work a regular job and survive off of the labor of others because they are the owners of capital" (TM).