I'm trying to do this as well and I think for me a "soft retirement" should be achievable when I reach 40 years of age (currently I am 36). I'm from the Nether

I'm trying to do this as well and I think for me a "soft retirement" should be achievable when I reach 40 years of age (currently I am 36). I'm from the Netherlands but have a Thai girlfriend and since 1 year a daughter as well. The house we're building is almost finished. It's not too expensive, around 38.000 EUR and it should suit the 3 of us well. I paid for it, but the house is 100% my girlfriend's property. If we'd split up it would be a slight set back for my plans, but manageable. This year we will also buy a car, will will be fully my property. For a soft-retirement I expect to need at least 150.000 EUR into index-funds. That should hopefully average out in around 10.000 EUR a year - enough to live on in Thailand especially with a paid-off house and car. As long as no big accidents happen. In the long run I do aim to have quite a bit more money of course. My next goal is to save at least 40.000 EUR a year for the next 3 years. I will probably need to make 55.000 EUR a year for this to become possible (spend 15.000 EUR on costs of living and save the rest). I think with remote work this should be achievable. For now I still have a house in The Netherlands that should give me a 30.000 EUR profit after the house is being sold and the mortgage is paid off. If I really need some money quickly and I'm having difficulty finding remote work, I can always go back to The Netherlands and freelance for a couple of months. Freelancing should earn me at least 10.000 EUR a month and I can probably avoid taxes using my offshore company as long as I don't spend more than 180 days a year in The Netherlands. After reaching 150.000 EUR I will then probably still work for clients occasionally, but will take it slower and focus more on my own hobby projects. Perhaps after reaching 300.000 I can really "retire" (spend time with family, work on hobby projects, enjoy life to the fullest) :)