The article actually says > enough savings to last at least two years That's good, because you should lose the mindset that salary is equal to spending in a h

The article actually says > enough savings to last at least two years That's good, because you should lose the mindset that salary is equal to spending in a hurry! Savings that lasts two years accounts for all of your expenses over a two year period. Yes, if you need medical insurance, and it was supplied by your employer, it no longer will be, and you need to factor that into your expenses.