Do you really have to ask? Is it a separate system or something? In Australia, you must pay using the normal way (which is pretty much always free), and if it’

Do you really have to ask? Is it a separate system or something? In Australia, you must pay using the normal way (which is pretty much always free), and if it’s the same bank it’s processed instantly and if it’s not it’s processed generally overnight. Pretty much everybody’s moving to a new real-time payments platform in the next few months too, so it should just always be instant for domestic transfers.