My first thought on student loans is this: Why can't I as a retail investor get a taste of that federally guaranteed 7% return? Oh right, because it's a racket

My first thought on student loans is this: Why can't I as a retail investor get a taste of that federally guaranteed 7% return? Oh right, because it's a racket meant to favor insiders who are already fabulously wealthy. It must be nice to be so rich that you can make it effectively illegal for anything to make you less rich or even to make you get more rich more slowly.