If you have a $100k/year take home between you and a significant other, and you have a 50%+ savings rate which you invest, not very long at all. If you have a 5

If you have a $100k/year take home between you and a significant other, and you have a 50%+ savings rate which you invest, not very long at all. If you have a 5% savings rate, on the other hand, it will take a very long time. Being frugal is incredibly helpful for all but the richest among us, and I'm amazed that people are so critical of it. I see so many people who would be so much better off than they are if they just didn't buy so much unnecessary shit.