Sorry, if you have to take out 10- or 20-year loans to pay for even state colleges, college is NOT affordable. Unless you're working with a different definition

Sorry, if you have to take out 10- or 20-year loans to pay for even state colleges, college is NOT affordable. Unless you're working with a different definition of "affordable". I agree with you that government-guaranteed loans have had the paradoxical effect of being one of the primary contributing factors to increased tuition costs.