if any portion of success can be explained by patterns of behavior, then portions of "systemic" income inequality can as well. I'm emphatically NOT suggesting

if any portion of success can be explained by patterns of behavior, then portions of "systemic" income inequality can as well. I'm emphatically NOT suggesting that poor people are only poor because they don't understand how to balance a checkbook, avoid predatory loans, and how to use the tax system to their advantage.