I meant replace 401Ks with IRAs wholecloth and raise the limit to $18k. Is it fair that some people are allowed to save (and deduct) $18k for their retirement w

I meant replace 401Ks with IRAs wholecloth and raise the limit to $18k. Is it fair that some people are allowed to save (and deduct) $18k for their retirement while others are only allowed $5.5k?