Indeed; that's certainly how it was, but now we can have something better. That's the old way, which I certainly agree had to go, although even that didn't stop

Indeed; that's certainly how it was, but now we can have something better. That's the old way, which I certainly agree had to go, although even that didn't stop someone else working in the same industry. 1990 is well before my experience, but soon enough I expect to be telling people how I was there for the crash of September 2000, before they were born.