Fair point, although most people don't get that kind of ROI for their extra money in practice (instead most of the money is "lost" in all kinds of fun things).

Fair point, although most people don't get that kind of ROI for their extra money in practice (instead most of the money is "lost" in all kinds of fun things). I could argue that $25k/year is still very high compared to my experience, but I have no idea how much daycare, healthcare and education cost in the US. It probably makes no sense to compare costs to a country where I would earn over double my current income...