lack of competition in the banking industry I can think of 11 banks off the top of my head, some are big banks, a couple credit unions, a brokerage with bankin

lack of competition in the banking industry I can think of 11 banks off the top of my head, some are big banks, a couple credit unions, a brokerage with banking services like Schwab. If I googled for "local banks" I would get a lot more. What is the lack of competition you are referring to?