I don't know much about crypto. I do know that 1) a payment system with transactions that take more than a few seconds and cost more than a few pennies is not

I don't know much about crypto. I do know that 1) a payment system with transactions that take more than a few seconds and cost more than a few pennies is not a good payment system for most things. 2) I've never heard anyone talking about using crypto for anything but speculation or paying for ransomware. Even on the internet, I've mostly heard of speculation, ransomware prostitution and buying drugs. 3) Regulators don't like payment systems for ransomware, prostitution and buying drugs. 4) Assets whose prices are based on speculation eventually fall. I could be missing something. As I said, I don't know much about crypto-currencies. Please nobody bet on my comment alone. Also, timing collapses is difficult. Bubbles can last for more than a decade.