Even if those in-wheel reflectors are removed, the wheel rims are reflective and the seat post is reflective (at minimum). And additionally there are several t

Even if those in-wheel reflectors are removed, the wheel rims are reflective and the seat post is reflective (at minimum). And additionally there are several things that are way less reflective than a bicycle that you don't want to hit in the middle of the road. Like a deer, or a pothole, or a pedestrian. A bicycle shouldn't need to be covered in reflectors to be safe from getting run over by a car. However anybody who cycles at night (as I do frequently) should wear reflective clothing because the road is full of reckless drivers.