I was talking to my goddaughter at her 21st birthday family gather in South West London a couple of weeks back. She, and her boyfriend, have already resigned th

I was talking to my goddaughter at her 21st birthday family gather in South West London a couple of weeks back. She, and her boyfriend, have already resigned themselves to never being able to buy their own home -- barring a lottery win, or some such, or via inheriting at some point. I'd already bought my first house at 21, in that same area, and I'd say my income, adjusted, was comparable to one of theirs. To be this young, and left with little hope, is a brutal wake-up call. Oh, it could be worse, but it could be, much more easily, so much better.