> The insurance texts posted downthread don't actually seem that "damning" to me. They talk about chemicals etc in a blanket sense. If insurance companies were

> The insurance texts posted downthread don't actually seem that "damning" to me. They talk about chemicals etc in a blanket sense. If insurance companies were worried about the gas can for your lawn mower, they would come right out and say it. Why do you think that? I believe the purpose of the exclusions isn't to warn you about what bad things not to do, but rather to allow them to get out of covering certain losses. So broader is better (for them).