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Which narrows it down. The problem isn't that the offers don't exist (they are successfully used by many people) but that for some reasons almost all banks refu
by germanier 9y ago
Which narrows it down. The problem isn't that the offers don't exist (they are successfully used by many people) but that for some reasons almost all banks refuse you as their customers. The only explanation I have is that something is seriously wrong with your credit rating. Have you looked into what Schufa, Infoscore, and Boniversum have on you? Have you asked the refusing banks for your data? (The latter one isn't really well known but possible as well.)
- kuschku 9y agoI’ve looked into the credit rating, and asked the bank – the rating is fine, the banks all would take me as normal customer. But no bank agrees to open an account if I am not going to hold any balance, and only use it for one or two transactions of a few euros per year. I only need a CC for a handful of shitty US services (namecheap, Google Play developers, etc) that do not take SEPA payments, everything else, including my servers, I run via SEPA Lastschrift.
- germanier 9y agoHave explicitly asked them that question? I see why they would refuse you then. Just don't tell them ahead of time that you will be a money-loosing customer.
- kuschku 9y agoThey asked me how much money I’d transfer or deposit. I didn’t lie. If I have to lie to get an account, it’s not without conditions.